Rbc Royal Bank Disclosures And Agreements

This brochure contains all the agreements and advertisements applicable to the operation of your or your accounts. Terms and conditions for promoting anZR credit card (November 1, 2015-February 29, 2016) 1. The promotion of the ANZ credit card (credit card promotion) is open to customers of the new bank who are applying for the ANZ This link contains details of the RBC online bank security guarantee provided by the Royal Bank of Canada as part of its online banking services. Westpac Everyday Banking Transaction and Service Charges. As of November 19, 2015 Notice on Reducing Online Banking Account Fees With the online bank, access is free and you have the control to pay your bills, you will see 17 30 RBC Royal Bank Disclosures and Agreements Related to Personal Deposit Accounts 31 RBC Leo Young Savers Special Conditions: RBC Leo Young Savers Account is a savings account specially designed for children and teenagers. If you turn 19, your RBC Leo Young Savers account will automatically be converted to an RBC Day to Day Banking account (or a similar account if that account is no longer available) with a monthly fee and no interest, unless you indicate another preference. We will let you know or, if it is a joint account, we will notify all account owners in writing of future changes. If we do not hear from you within 60 days or before the date indicated in the notice, this account will automatically be converted into an account indicated. RBC Leos Young Savers accounts associated with an RBC RateLink Essential or RBC RateLink account (which were no longer used) are automatically removed from the link during the conversion and no interest is paid into the RBC Day to Day Banking account. Deposit interest only applies if you convert your RBC Leo s Young Savers account to an interest account prior to the automated conversion. In addition, fees for inactive account communications (in years 2, 5 and 9) and fees for inactive accounts (in years 3, 4, 6, 7 and 8) are not deducted from an RBC Leos Young Savers account.

If your account remains inactive and the balance is void at any time after sending the inactive two-year message, we will close your RBC Leo s Young Savers account without further announcement or delay.

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